Privacy Policy

Your privacy matters deeply to us at CorInsured, and we want you to understand exactly how we handle the information you share when using our auto insurance services. This policy explains what data we collect, why we need it, how we use it, and the choices you have regarding your personal information. We believe transparency builds trust, so we've written this in clear language that anyone can understand without needing a law degree.

When you visit our website, request a quote, purchase a policy, or file a claim, we collect certain information that helps us provide better service and protect your vehicle. This includes your name, address, email, phone number, driver's license details, vehicle information, driving history, and payment details. We also gather technical data like your IP address, browser type, and how you interact with our website to improve your experience and keep our systems secure.

We use this information primarily to process your insurance applications, calculate accurate premiums based on your specific situation, handle claims efficiently when accidents happen, send you policy updates and renewal reminders, and comply with legal requirements in the insurance industry. Additionally, we analyze browsing patterns to make our website easier to navigate and identify areas where we can serve you better. Every piece of data serves a purpose, and we never collect more than necessary.

Your information stays protected through industry-standard encryption technology, secure servers with restricted access, regular security audits, and strict internal policies that limit who can view your data. Our team members receive ongoing training about data protection. CorInsured does not sell, rent, or trade your personal information to third parties for marketing purposes. However, we do share certain details with trusted partners who help us operate our business, such as payment processors who handle transactions, insurance underwriters who assess risk, repair shops when processing claims, and legal authorities when required by law.

We keep your personal data only as long as needed to fulfill the purposes outlined in this policy or as required by insurance regulations. Once your policy ends and all related obligations are complete, we securely delete or anonymize your information according to legal retention schedules. If you have an active policy or ongoing claim, we maintain your records to ensure continuous coverage and proper claim resolution. After closure, certain documents may be archived for regulatory compliance but are kept in secure, restricted systems.

You have several important rights regarding your personal information. You can request access to see what data we hold about you, ask for corrections if any details are inaccurate or outdated, request deletion of your information subject to legal requirements, opt out of marketing communications while still receiving essential policy updates, and withdraw consent for certain data processing activities that aren't legally required. To exercise any of these rights, simply contact our privacy team through the email or phone number listed on our website, and we'll respond within thirty days.

Our website uses cookies and similar tracking technologies to remember your preferences, keep you logged in during sessions, analyze traffic patterns, and improve functionality. Essential cookies are necessary for the website to work properly and cannot be disabled. Analytics cookies help us understand how visitors use our site so we can make improvements. Advertising cookies may track your browsing to show relevant ads, but you can control these through your browser settings or opt-out tools. You can manage cookie preferences at any time, though disabling certain cookies might affect website functionality.

When you submit a claim or communicate with our support team, we may record phone calls and save chat transcripts for quality assurance, training purposes, and dispute resolution. These recordings help us improve service quality and provide accurate records if questions arise about coverage or claim details. All recordings are stored securely and accessed only by authorized personnel who need them for legitimate business purposes. If you prefer not to be recorded, you can request alternative communication methods like email or written correspondence.

We occasionally update this privacy policy to reflect changes in our practices, new technologies, or legal requirements. When significant updates occur, we notify active policyholders via email and post notices on our website. The updated policy takes effect on the date specified, and continuing to use our services after that date means you accept the changes. We encourage you to review this policy periodically to stay informed about how we protect your information. Previous versions are archived and available upon request if you want to see what changed.

If you have questions, concerns, or complaints about our privacy practices, our dedicated privacy team is ready to help. You can reach us by email at the address provided in our contact section, call our customer service line during business hours, or send written correspondence to our main office. We take every inquiry seriously and investigate all privacy concerns thoroughly. If you're not satisfied with our response, you have the right to file a complaint with your local data protection authority or insurance regulatory body.

For California residents, additional protections apply under state privacy laws. You have the right to know what personal information we collect, understand how it's used and shared, request deletion of your data subject to exceptions, opt out of the sale of personal information, and receive equal service regardless of whether you exercise your privacy rights. We do not sell personal information as defined by California law, but we do share data with service providers under strict contractual agreements that limit how they can use it.

Parents and guardians should know that our services are designed for adults, and we do not knowingly collect information from anyone under eighteen years old. If we discover that we've inadvertently gathered data from a minor, we delete it immediately. Young drivers covered under a parent's policy have their information managed through the primary policyholder's account. If you believe we've collected information from someone underage, please contact us right away so we can address the situation.

International visitors should understand that our operations are based in the United States, and information collected through our website is processed and stored on servers located here. By using our services, you consent to the transfer of your data to the United States, where privacy laws may differ from those in your country. We take appropriate steps to ensure your information receives adequate protection regardless of where it's processed, including using standard contractual clauses approved by relevant authorities.

In the unlikely event of a data breach that affects your personal information, we will notify you promptly according to legal requirements. Our notification will explain what happened, what information was involved, what steps we're taking to address the breach, and what you can do to protect yourself. We maintain incident response procedures and work with cybersecurity experts to minimize risks and respond effectively if security issues arise. Prevention remains our priority through continuous monitoring and regular security assessments.

Third-party websites linked from our site have their own privacy policies that we don't control. When you click links to partner repair shops, financing companies, or educational resources, you leave our website and enter another organization's domain. We encourage you to read their privacy policies before sharing personal information. We select partners carefully, but we cannot be responsible for their data handling practices. Always verify that you're on a trusted site before entering sensitive details.

By choosing CorInsured for your auto insurance needs, you're trusting us with important personal information, and we don't take that responsibility lightly. We're committed to maintaining the highest standards of data protection while delivering the transparent, reliable service you deserve. If anything in this policy is unclear or if you have suggestions for how we can better protect your privacy, we want to hear from you. Your feedback helps us improve and ensures we're meeting your expectations for both coverage and confidentiality.